Quality Assurance Labs

Industry — FinTech

FinTech Software Testing & Development

In FinTech a broken flow means lost money or exposed data — we test payments, security and onboarding so every release is safe to ship.

Risks we eliminate

01

Failed or duplicated transactions

We test payment flows for double charges, timeouts, partial failures and refunds.

02

Security gaps exposing financial data

We check authentication, authorisation and data handling against OWASP guidance.

03

KYC and onboarding drop-off

Broken identity checks lose customers at sign-up. We test every onboarding path end to end.

Payments & transactions

We test every money movement in sandbox environments, including the unhappy paths. Timeouts, retries and duplicate requests get as much attention as successful payments.

API Testing Services →

What we test

  • Card, wallet and bank transfer flows
  • Duplicate and idempotent requests
  • Refunds, chargebacks and reversals
  • Currency, rounding and fee calculations
  • Ledger and balance reconciliation

Tools

  • Postman
  • Playwright
  • k6
  • Stripe test mode

Security & PCI DSS readiness

We run OWASP-aligned security testing on your web and mobile apps and APIs. Findings are ranked by risk with clear steps to fix, helping your team prepare for audits.

Security Testing Services →

What we test

  • Authentication and session handling
  • Authorisation and access to other accounts
  • Sensitive data in storage, logs and traffic
  • Injection and input validation
  • Mobile app storage and transport security

Tools

  • OWASP ZAP
  • Burp Suite
  • MobSF

KYC & onboarding

We test onboarding on real devices with the identity-verification providers you use. Every path is covered, including rejected documents, retries and manual review.

Mobile App Testing Services →

What we test

  • Document and selfie capture on real devices
  • Approved, rejected and pending outcomes
  • Resuming an interrupted sign-up
  • Field validation and error messages
  • Accessibility of onboarding screens

Tools

  • Appium
  • BrowserStack
  • Playwright

Standards we test against

  • Testing that supports your PCI DSS readiness
  • Testing that supports your OWASP Top 10 readiness
  • Testing that supports your GDPR readiness
  • Testing that supports your WCAG 2.2 readiness

How we work with FinTech teams

Engagement

Project-based, dedicated team, or monthly retainer

See pricing →

Timezone

Daily overlap with US and EU working hours

Security

NDA before access, least-privilege credentials

Security & compliance →

FinTech FAQ

How do you test payment flows without real money?+

We use your payment providers' sandbox and test modes with test cards and accounts. Where a sandbox can't reproduce a case, we agree a controlled approach with your team before touching production.

How do you handle sensitive financial data during testing?+

We work with test or masked data wherever possible, use only the access you grant, and never copy production data to our own systems. Access is removed when the engagement ends.

Do you perform security testing?+

Yes. We run OWASP-aligned security testing on web apps, mobile apps and APIs, and report each finding with its risk level and recommended fix.

Do you sign NDAs before accessing our systems?+

Yes. An NDA is signed before we receive any access, and we request only the minimum permissions needed for the work.

Talk to engineers who know FinTech